Life Insurance                                                                                GET QUOTE

There are many kinds of life insurance, but they generally fall into two categories: Term
Insurance and Permanent Insurance.

Term insurance is designed to meet temporary needs.  It provides protection for a specific
period of time (the "term") and generally pays a benefit only if you die during the term.  This
type of insurance often makes sense when you have a need for coverage that will disappear at
a specific point in time.  For instance, you may decide that you only need coverage until your
children graduate from college or a particular debt is paid off, such as your mortgage.

In contrast, permanent insurance provides lifelong protection.  As long as you pay the
premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be
paid.  Because it is designed to last a lifetime, permanent life insurance accumulates cash
value and is priced for you to keep over a long period of time.

It's impossible to say which type of life insurance is better because the kind of coverage that's
right for you depends on your unique circumstances and financial goals.

But remember, the best way to figure out the amount and type of life insurance that makes
sense for your particular situation is to meet with a qualified life insurance professional.
Phone:  (337) 267-7979
Fax:  (337) 326-4761
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Phone:        (337) 267-7979 or (337) 267-7910                Fax:        (337) 326-4761